
Personal Account

Move your Money Across Borders With One Multicurrency Account
Get your multi-currency IBANs to manage your finances globally. Send and receive payments via SEPA or SWIFT. Easily transfer funds between Monetoria accounts instantly. Getting started takes just a few steps.


Card Issuing –
Coming Soon
Virtual & physical card for everyday use and travel


Two-factor authentication for secure access
Two-Factor identification for secure access
Funds safeguarded with top-tier banking partners
Dedicated human customer support
Licensed as a MSB by Canadian FINTRAC
We keep your money safe
Pay and Get Paid in Your Currency
Send and receive funds across borders with ease, in your preferred currencies and through trusted global rails.
Send Funds Globally in Seconds in 50+ currencies
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Make cross-border payments through SEPA or SWIFT
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Send instant internal transfers within the Monetoria network
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Transparent fees and real-time status updates on your payments
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Hold and manage balances in multiple major currencies
Receive Payments Fast & Seamlessly
Provide your multi-currency IBAN to get paid locally or globally. Funds settle securely and quickly — with automatic updates in your account feed. Hold your funds in multiple major currencies

Cards Built for Control & Freedom – Coming Soon
Virtual and physical cards tailored for individuals. Track expenses, set spending limits, and use worldwide. Sign up for early access.

Reach Out to Our Team
Get in touch with us for account setup, partnerships, or general support.